How can we help?

First of all, we are local, and we are independent.

We offer a Free Debt Advice Service in Blackpool Lancashire that can solve your debt problems. All ways of dealing with your debt are considered. We have no preference to any one particular type of debt solution. Our aim is to find the right debt solution for you.

The various remedies we fully explore include Bankruptcy, IVA's, Debt Management Plans, Debt Relief Orders, Informal Arrangements and Debt Consolidation. If the debts are business debts then we will explain the options of Liquidation, Company Voluntary Arrangements (also known as a corporate IVA) and Administration Orders.

• We have your interests at heart, not the Lenders.
• We discuss everyone’s situations individually, and look at the best options available using the full extent of the law, as it applies to you.
• We will visit you at home in an unmarked car (no embarrassing Insolvency Office visits!).
• We will give a free one hour consultation.
• Our service is confidential, sympathetic and understanding (we’ve been there ourselves!)
• We will look at how much you owe, and to whom, and how you have managed them.
• We’ll look at your current financial circumstances, including income and expenditure, with a view to making sure you have enough money so that you and your family can meet your living expenses.
• We’ll look at any assets you have, such as your house, and look at ways of protecting them.
• We’ll look at how dealing with your debts may affect your career prospects.
• We will then advise you accordingly of the most appropriate method for you in your circumstances.
• We will work hand in hand with your professional advisors - we value their input and will not cut them out of the loop.

What do I do now?

If you have decided you do need help, then the first step is to help us to help you.

Accept that there is a debt solution available to you, and that you want to do something about it.

Fill in your basic details and financial summary on our form, for you and your partner. You can do this online, or you may wish to download the form and complete later. You can then post or email back to us. Or you can simply telephone the Helpline.

We will then contact you to arrange a home visit at a mutually convenient time .

Advice Request Form