Free Impartial Debt Advice in Blackpool

We Rescue those Drowning in Debt

We are a totally independent debt advice service for Blackpool and The Fylde, including but not limited to Staining, Lytham St. Annes, Thornton-Cleveleys, Fleetwood, Poulton-Le-Fylde, Garstang, Kirkham, Warton, Freckleton, Great Eccleston, Little Eccleston, Singleton & Hambleton.

If you’ve just taken the first step to dealing with your debts then you should be proud of yourself. We know how hard it is facing up to the fact that you need help. You probably feel embarrassed about your situation, and up until now have not known who to turn to. From here on in you are not alone.

Our clients tell us that there are many things associated with being in debt which cause them stress and sleepless nights. And these scenarios are becoming very common in this recession hit country. You may find that some or all apply to you;

• Worried about your debts?
• Struggling to meet your repayments?
• Sick of Letters from Lenders demanding payment?
• Confused about all the adverts saying ‘clear 70% of your debts’?
• Recieving phone calls from recovery call centres or collection agents?
• Turned down for consolidation of your debts because of poor credit history?
• Feel that being in debt is a vicious circle & can't see a solution?
• Confused about Debt Management Plans, Individual Voluntary Arrangements and Bankruptcy?

The credit crunch is affecting the majority of the population, especially in Lancashire. Money is tight, and most of us owe money. The lenders don’t want to lend anymore, even if it would make your debts easier to manage. Many businesses are shutting their doors, leaving people without jobs.

Whether you owe a large amount of money or a few pounds, we know that managing your debt can be very stressful, and can have a negative effect on other areas of your life, including health, work and relationships. In fact, having arguments over money is one of the major causes of relationship breakdowns.

Burying your head in the sand and hoping that the debt will just disappear is probably the worst thing you can do.

There are various ways of dealing with your debt. Most of which you may have heard a little bit about from friends or family, or seen in the newspapers or on TV.

Informal Arrangements, Debt Management Plans (DMP), Individual Voluntary Arrangements (IVA), Bankruptcy and Debt Relief Orders are all forms of Debt Solutions. There are also corporate versions of the above, such as Company IVA or Liquidation.

To most of us, having all these options mean that it can be very confusing trying to work out what is the best course of action.

The solution can be fairly straightforward, once you have decided to look for one, and received professional independent advice.

Advice Request Form